Building for the Future
Before You Set 2027 Goals, Ask These Questions
Five years ago, at the end of September and beginning of October, On Purpose Financial took on its current form. Phil McMullin retired, the name changed, and the firm you know today was born. Anniversaries like this are more than dates on a calendar. They are natural checkpoints. They invite us to pause, look back…
Read MoreHow to Talk Money and Care With Your Family: Why Now Is the Best Time
For many families, money and caregiving are topics everyone knows are important—and almost no one wants to bring up. Adult children worry they will sound pushy or ungrateful. Aging parents do not want to feel like they are losing control. People who grew up in homes where “we don’t talk about money” may not even…
Read MoreEstate Planning Basics: Getting Your Documents, Accounts, and Digital Life Aligned
For many people, estate planning feels like a stack of legal documents that gets signed once and then filed away in a drawer. In reality, a good estate plan is more than just a will. It is a combination of documents, account setups, and clear instructions that work together so your wishes are actually carried…
Read MoreDesigning Your Retirement Paycheck: Turning Savings into Steady Income
For most of your working life, money flows in one direction: from your paycheck into your accounts. You know what hits your bank each month, and you try to save what is left. Retirement reverses that flow. Instead of a paycheck funding your savings, your savings now need to fund your paycheck. For many people,…
Read MoreHow (and Why) to Build Your Emergency Fund: Preparing for Life’s Unpredictable Moments
A Wake-up Call for All of Us Recent events, like the government shutdown, have shined a spotlight on how financial disruptions can hit anyone, often without warning. Overnight, countless individuals faced the hard reality of managing life without a paycheck. The truth is, many people are just a paycheck or two away from facing real…
Read MoreThe Trip You Won’t Regret: Planning Travel with Your Financial Advisor
“I’ve never had a client say they regret taking the trip. Where I have heard regret? ‘I wish we would have taken more trips while we had the health to do so.’”– Christal, On Purpose Financial Advisor If you’ve ever hesitated to book a dream trip or delayed a meaningful getaway because you weren’t sure…
Read MoreSmart Strategies for Supporting a College Student Financially
Graduation season is in full swing—a time of celebration, reflection, and, for many families, the realization that college is just around the corner. Whether you’re a parent or a grandparent, supporting a loved one through higher education can be one of the most meaningful (and expensive) gifts you’ll ever give. The good news? With some…
Read MoreImportance of a Cash Reserve Fund
The first step in living life on purpose is asking for help in understanding what you need to make your retirement dreams become reality.
Read MoreSaving for College with a 529 Account
Whether your children are infants or just a year or two away from college, you are likely thinking about saving for college. I get it! I have three kids that will likely go on to some form of higher education post-high school. It’s expensive and that cost is only going up between now and when they start. For me, a 529 plan is a great way to save.
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