Posts by Jamie Brown
Before You Set 2027 Goals, Ask These Questions
Five years ago, at the end of September and beginning of October, On Purpose Financial took on its current form. Phil McMullin retired, the name changed, and the firm you know today was born. Anniversaries like this are more than dates on a calendar. They are natural checkpoints. They invite us to pause, look back…
Read MoreEducation Gifting: 529 Plans, Custodial Accounts, and Smart Ways to Help
Helping a child or grandchild with education is one of the most meaningful financial gifts many families want to make. The question is rarely if you want to help—it is how to do it in a way that is flexible, tax‑aware, and aligned with how you hope the money will be used. Two of the…
Read MoreHow to Talk Money and Care With Your Family: Why Now Is the Best Time
For many families, money and caregiving are topics everyone knows are important—and almost no one wants to bring up. Adult children worry they will sound pushy or ungrateful. Aging parents do not want to feel like they are losing control. People who grew up in homes where “we don’t talk about money” may not even…
Read MoreEstate Planning Basics: Getting Your Documents, Accounts, and Digital Life Aligned
For many people, estate planning feels like a stack of legal documents that gets signed once and then filed away in a drawer. In reality, a good estate plan is more than just a will. It is a combination of documents, account setups, and clear instructions that work together so your wishes are actually carried…
Read MoreDesigning Your Retirement Paycheck: Turning Savings into Steady Income
For most of your working life, money flows in one direction: from your paycheck into your accounts. You know what hits your bank each month, and you try to save what is left. Retirement reverses that flow. Instead of a paycheck funding your savings, your savings now need to fund your paycheck. For many people,…
Read MoreSocial Security Timing, Spousal Rules, and Myths: What to know before you decide
For many people, Social Security is one of the most important pieces of their retirement income. It’s also one of the most confusing. Questions about when to claim, how spousal and divorce rules work, and whether Social Security will even be there in the future come up in nearly every planning conversation we have at…
Read MoreMedicare Dates and Deadlines in Retirement: What to Know Before You Turn 65
Healthcare is one of the biggest moving pieces in retirement, and Medicare is often where people feel the most unsure. If you are approaching age 65, retiring before Medicare begins, or helping a parent through the process, a few key dates and choices can make things much easier to manage. Many adult children also find…
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